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Our mission is to solve consumers' and business' short-term cash flow needs with an equally short-term and responsible solution. We use technology to make accurate lending decisions in real-time, and then deliver small, short-term loans to people's bank accounts whenever they need some extra cash. Offering ultra-flexible loans with more speed, convenience and transparency than traditional lenders, we provide a consumer-friendly alternative to long-term credit card traps, bank loans, hidden overdraft charges and payday loans. Already, we are transforming the UK personal credit market and have plans for further products and further global expansion in the coming year.